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Loan & Advances
 
Loan
Per Annum Interest Rates
a
Business Loan 17%
b
Housing Loan 16%
c
Hire Purchase Loan (Two Wheeler) 18%
d
Hire Purchase Loan 17.5%
e
Over Draft:  
 
(i) Personal 18%
 
(ii) Institutional 17%
f
Demand Loan 16.5%
g
Industrial Loan:  
 
(i) Fixed Assets 16%
 
(ii) Current Capital 16.5%
h
Service Loan 17%
i
Agriculture Loan 16.5%
j
Contract Loan 16.5%
k
Personal loan/Social Loan 17.5%
l
Short Term Loan (Institutional) 17%
m
Short Term Loan (Personal) 18%

n

Against FD Loan +2%

o

Against bond/Saving Bond +2% or minimum 15.5%
   
(The Person who pays the interest amount monthly regular, he/she can be provided 1-1.5% rebate also


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