| |
| Deposits |
|
I
|
Current A/c |
Rates |
|
|
Current A/c |
0% |
|
|
Call Deposit |
7-10.5% |
|
|
|
|
|
II
|
Saving A/c |
Rates |
|
|
Savings |
7 - 7.5% |
|
|
Special Savings |
7 - 7.5% |
|
|
Biratlaxmi Saving |
7 - 7.5%(Daily Balance) |
|
|
Student Saving |
7.5 - 8% |
|
|
Griha Laxmi Bachat Saving |
7.5 - 8% |
|
|
Jestha Nagarik Saving |
7.5 - 8% (Above 60yrs old age) |
| |
Share Holder's Saving |
7 -8% |
| |
Karmachari Bachat |
7.5 - 8% |
|
|
Birat Mega Bachat |
8.5 -9% |
|
|
Regular
Saving Scheme |
Rates |
|
|
Account can be Opened on Rs 100 only |
|
|
|
Weekly Depositors minimum Rs 100 |
Min 1 to 5 Years @ 4% - 6% |
|
|
Monthly Depositors minimum Rs 500 |
|
|
OR The Amount can only deposit which can be
divided by Rs 100 only |
|
| |
HOME Saving |
Rates |
| |
|
|
| |
Minimum Deposit of Rs. 25000 (or Amount divided
by 1000) |
Will become double in 7 yrs.
Will become double in 6 yrs.
|
| |
5 Lakhs and above |
|
|
|
|
|
III
|
Fixed Deposit
A/c |
Yearly Interest
Rates |
|
|
6 months |
9% |
|
|
1 Year |
10% |
|
|
2 Year |
10.5% |
|
|
3 Year |
10.75% |
|
|
4 Years |
11% |
|
|
5 yrs or above |
11.5% |
|
|
Institutional and Others: 1 year 10.5%
& 2 years 11%(above 5 Lakhs) |
|
|
|
|
|
Health, Old, Education (Home
Saving)
|
|
|
|
|
|
|
|
|
|
| Loan and
Advance |
|
III
|
Loan |
Per Annum
Interest Rates |
|
a
|
Business Loan |
16% |
|
b
|
Housing Loan |
15.5% |
|
c
|
Hire Purchase Loan |
17% |
|
d
|
Over Draft: |
|
| |
(i) Personal |
17.5% |
| |
(ii) Institutional |
16% |
|
e
|
Demand Loan |
16% |
|
f
|
Industrial Loan: |
|
| |
(i) Fixed Assets |
15% |
| |
(ii) Current Capital |
16% |
|
g
|
Service Loan |
16% |
|
h
|
Agriculture Loan |
16% |
|
i
|
Contract Loan |
16% |
|
j
|
Personal loan |
17% |
|
k
|
Short Term Loan (Institutional) |
16% |
|
l
|
Short Term Loan (personal) |
17.5% |
|
(The Person who pays the
interest amount monthly regular, he/she can
be provided 1% rebate also
|
| |
|
|
| Bank Guarantee
|
|
The bank is also the performing
the task of bank Guarantee with Commission.
Such as Bid Bond, performed bond, and other
miscellaneous Guarantee.
|
| |
|
|
| International
Money Transfer |
|
|
| |
|
|
| Money
Transfer within Nepal |
|
It has also the facilities
to get money from various sector of Nepal through
MME and SDBL Remit which are operating Internally.
|
| |
|
|
| Other Services
|
|
|
Collection centre of issuing shares
on primary market. |
|
|
Loan against fixed deposit and other
kinds of deposits. |
|
|
Exchanging facilities of I.C. note. |
|
|
Clearing facilities. |
|
|
365 days banking through it's Damak branch . |
|
|
|
Role of market maker financial sectors. |
|
| |
|
| ABBS Service |
|
| We've introduced Any
Branch Banking System(ABBS) with an objective
to provide you with the most convenient service
possible. Now, you can withdraw or deposit cash. |
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